Getting your free credit report is actually very easy to do, there are a number of places, mostly the credit reporting bureaus that will provide you with their version of your credit report or your 3 in 1 credit report, which includes all three bureaus.

Your 3 in 1 credit report is easily downloaded after you fill out the required information from either one of the credit reporting bureaus, this will typically take from 5 to 10 minutes and your report is made available instantly.

What’s in a 3 in 1 credit report?
A 3 in 1 credit report includes all three of the major credit reporting bureaus (Experian, Equifax and Transunion). This type of report will show you activities as seen by these agencies and gives the credit owner a detailed topside view of their credit activities and makes it easier to detect discrepancies and errors. You will see a number of differences with the way your credit history is reported by all three credit bureaus. Even your credit score will be different.

Will my free credit report include my credit score?
In most cases no, your credit score can be provided to you with your credit report but typically it involves a fee. Depending on the bureau or the promotion running at the time you may be get your score for $5 to $9 dollars in some cases. Even the government sponsored annual credit report, does not include your score.

Can I get a free credit report if I’m an Identity Theft Victim?
Yes, all identity theft victims are entitled to their free credit report by filling out the identity theft affidavit and a police report to all three credit reporting bureaus and by law you’re entitled to it.

What should I do if my credit shows errors?
First you need to make sure the errors are not showing on all 3 reports, if they do, these may be more consistent than erroneous, in which case unfortunately, you must do some of the foot work and contact the creditor that issued the debt or reported the entry and make sure that your account with them is in good standing or resolved. Then provide solid proof to the reporting bureaus about your new account status.

How do I get my report?
To get a free credit report sent directly to you or downloaded instantly check out this new offer that includes free identity theft protection for 30 days. Enjoy the benefits of proper credit monitoring and identity theft when you get your free credit report from identitylookout.com today.