IDFreeze

Identity theft mostly happens when victims least expected and in many cases the victims do not become aware of the damage until they're denied credit or collections comes after them.

With IDFreeze you can rest easy, this service is not like the typical credit monitoring services you get from other providers, which only alert you after something has happened. IDFreeze will stop identity theft before it takes place. Along with its easy to review Identity Theft Score, medical benefits monitoring, and a thorough scanning of your personal information on online black markets, your membership is backed up by a $1,000,000 service warranty.

Credit Lock™

CreditLock provides an additional layer of security to your credit information. This feature places a freeze on your credit report and forces all three major credit bureaus to stop releasing your information to third parties without your authorization. This prevents identity thieves from starting new credit accounts under your name.

Trusted ID makes it easy, fast and convenient to freeze your credit report, once you sign up for the service they will contact all three credit bureaus on your behalf. If you ever need to use your own credit again a simple call to the On-Call Protection center will lock and unlock your credit as many times as you like.

Is CreditLock Right for You?

It does require a few days planning to get your credit locked and unlocked. The best reasons to sign up for CreditLock are:

1. If you have been a victim of identity theft or have good reason to believe that your identity is at risk.
2. If you know that your information has been exposed by a security breach or by phishing scams or have lost your laptop or wallet.
3. If you are going to leave the country for extended periods and know that your mail will continue to flow to your domestic address.

When Is It Not Right for You?

1. If you apply for credit often or are trying to establish credit.
2. If you are planning on applying for a mortgage loan, this process can take long and many people like to shop around for the best rate.
3. If you are planning on changing jobs, many employers these days require a credit check and a block on your credit report would keep them from obtaining the needed information.

Identity Threat Score™

The Trusted ID Identity Threat Score is a snapshot of your overall security status. Should your score come in low, you'll get action alerts to secure compromised information and expert help to resolve any threats to your identity.

You must understand that your information is everywhere today, and that's why Trusted ID scans through millions of records on public and private databases to locate all information related to you. This includes personal data, financial information, credit etc.

With this information at hand Trusted ID analyzes patterns in your information that could indicate a high probability of you becoming a victim of identity theft.

If it is determined that your identity is in fact at risk, you'll be walked through the process of protecting and keeping your data safe. Your Identity Threat Score will be recalculated so you're always updated on new changes or new risks.

The score is easy to follow and viewable every time you log into your Trusted ID account. The score ranges from 0 to 500. The lower the score the least risk you're in, so a high score may mean that you're identity is about to or has been compromised.